Have you been putting off your first journey into property ownership? Buying your first house is pretty scary. Plenty of people get stuck in the comfort and ‘security’ that renting seems to offer. With all of the news and talk about property prices skyrocketing and the market being so lucrative, few actually want to take the plunge and give homeownership ago – fair enough too! It’s easy to get freaked out especially when it comes to such a big purchase, but if you want to start moving forward, prepare and provide for a family or just get out of the rut of tenancy then you need to take the plunge.
Location is key!
You’ve probably heard ‘location, location, location’ before and it’s as true as they say it is. Location means everything in terms of price but that doesn’t mean you need to be looking in expensive areas for a good home. For a family home or first purchase, it’s often wise to start somewhere affordable instead of somewhere that is going to break the bank. Key areas will always be valuable but it’s always good to look to up-and-coming developments, lifestyle blocks and small towns with growing populations if you want a bargain with plenty of potential growth.
Look outside the main centres
The main city centres of a country are expensive to live in. There’s no way around it! Because of work, schooling and lifestyle opportunities, they are incredibly popular places to live and the demand for people wanting to live there drives up the property prices in these areas.
For first homebuyers it’s often a good idea to look a little outside of the CBDs and the big cities if you want to find a bargain. Generally, a city’s outer suburbs offer more affordable homes.
Know what you want
Write down exactly what you want and what you need (in two separate columns!) before you start your search. Having a set list of requirements will make it simple to shortlist properties. This is a great way to stop yourself from visiting half a dozen open homes a week and never being able to make a decision.
Don’t choose too quickly
Property is always a serious investment. Don’t just jump on the first house you buy. Keep in touch with the owners, be prepared to put down an offer but keep looking because you might just find something better. It’s easy to fall in love with a house that seems to fit your needs but it’s always better to explore your options and get a little experience first before you dive right in.
Buying a home is and should be exciting! Step out of your comfort zone and finally make an investment in your future. You can’t rent forever and, if you have the means, why not start your journey now?
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